We use occupation to determine if we can offer cover and if so, under which plan. Type in the occupation and select the closest match from the list.
Date of birth
Cover is available for all ages between 18 and 59.
This can be any year between 50 and 70, as long as cover is due to last at least 5 years.
Please note that in the event of a claim we will need to gather evidence of personal taxable income in the 12 months immediately before the illness or injury. The financial assessment will be different if you select the Fixed Benefit Option or Minimum Benefit Guarantee – see the note below for more details.
Waiting period is the time between an illness or injury occurring and benefit being paid.
Monthly tax free benefit payable in the event of illness or injury.
With our products you have two options to fix the benefit you select, resulting in a simplified process in the event of a claim:
- Fixed benefit option - Up to 75% of the benefit you select can be fixed by providing financial evidence. This can be done within 12 months of the policy start date.
- Minimum benefit guarantee - Up to £1,000 of benefit can be fixed without providing any financial evidence during the application. This can be selected at outset only by clicking ‘Amend quote’ on the next screen. It is selectable on a 2-year Claim Period only.